Your Local Waynesboro Independent Insurance Agency

Roger Smith Agency specializes in auto insurance home insurance, life insurance, health insurance, business insurance, and employee benefits.

Roger Smith Agency, Inc. was established in 1987, and serves Waynesboro, Wayne and its surrounding counties. We are a multi-line agency specializing in auto insurance, home insurance, business insurance, and retirement needs with over 60 years of combined experience dedicated to the service of our clients. Our philosophy is to put the customer first because they truly own the business. The customer is our “boss”.

Association Logos

See All ReviewsSee All Reviews

Find Out How Much You Can Save Today

  • This field is for validation purposes and should be left unchanged.

Recent News & Updates

Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?

Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada....

How To Handle A Hit-And-Run Accident

Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...

Does Auto Insurance Cover Stolen Cars?

Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen car raises more questions than answers. How do I file...

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...

Contact-Free Life Insurance Quote

For a limited time, ERIE is waiving the requirement of a paramedical exam in light of CDC guidance to maintain social distancing and prevent the spread of COVID-19.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.