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Your Local Waynesboro Independent Insurance Agency

Roger Smith Agency specializes in auto insurance home insurance, life insurance, health insurance, business insurance, and employee benefits.

Roger Smith Agency, Inc. was established in 1987, and serves Waynesboro, Wayne and its surrounding counties. We are a multi-line agency specializing in auto insurance, home insurance, business insurance, and retirement needs with over 60 years of combined experience dedicated to the service of our clients. Our philosophy is to put the customer first because they truly own the business. The customer is our “boss”.

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Recent News & Updates

What Makes Hotel and Motel Hospitality Insurance Different from Other Business Insurance?

Hospitality insurance is different from other business insurance because the industry faces a wider range of risks. A hotel or motel business owner’s policy (BOP) should cover property and assets, protect against liability, and keep you in compliance with state and federal regulations for employers. Our knowledgeable agent can custom-tailor a hotel and motel hospitality insurance package that meets your business needs. Liability Coverage for...

Driving Tips for Long Trips

Setting out on the open road can be an exciting adventure, but you need to plan in advance to avoid fatigue and the risk of crashing. The following driving tips can help you maximize the fun and minimize the risks of embarking on a long road trip. Get a Vehicle Checkup  Before a trip, make sure your car is in good operating condition. At a...

Beginner's Guide to Commercial Auto Insurance

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.