Your Local Waynesboro Independent Insurance Agency

Roger Smith Agency specializes in auto insurance home insurance, life insurance, health insurance, business insurance, and employee benefits.

Roger Smith Agency, Inc. was established in 1987, and serves Waynesboro, Wayne and its surrounding counties. We are a multi-line agency specializing in auto insurance, home insurance, business insurance, and retirement needs with over 60 years of combined experience dedicated to the service of our clients. Our philosophy is to put the customer first because they truly own the business. The customer is our “boss”.

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Recent News & Updates

Liquor Liability Insurance Vs. Brewery/Vineyard/Distillery Insurance

Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...

7 Safety Tips For Hanging Holiday Lights

The holidays are here, and all is merry and bright. Before you string the lights, consider these quick safety tips. Light check: Before hanging lights, check for frayed wires and throw them out if anything is exposed. Also replace any missing or burned out bulbs. Look for the “UL®” stamp: Red UL® stamps mean lights are safe for indoor and outdoor use. Green UL® stamps...

Choosing, Transporting, & Caring For A Live Christmas Tree

There's something about the experience of cutting down your family's own Christmas tree that starts the holiday season. But did you know there's a lot to know about live trees? From choosing one to transporting it home and keeping it fresh through the holiday season, there's something we can all learn. That's why we've called in an expert. Richard Palmer, the third-generation owner of Palmer...

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.